E-commerce business owners continuously lack cash-flow liquidity and flexibility challenges that they face trying to scale their businesses.
Margins can be tight, shipping costs high, the cost of acquiring customers with paid advertising is rising, and simply holding enough stock to meet demands can be tricky.
Merchants mainly invest in top products, and only a few products generate growth. This leads to enormously increased dependence on top products, limiting their growth.
No documents or private data required. We conduct AI product check based on open data. Just fill in your product's ASINs or EANs and tell us how you scout and fulfill your orders, and get an offer in 24 hours!
We pay out your growth capital either after production, dispatch, or arrival of your goods. You can start selling a partial amount of goods immediately.
After successful sales, you can settle part of the financing and we will release further inventory accordingly. You simply repeat this until the financing is completely settled and all products are released.
We operate completely without personal guarantees, so you can fully focus on the growth of your business.
You can pay back at any time within 12 months. If you realize after a week that you don't need the money anymore, simply pay it back, and the Myos project is finished. Without any extra costs.
We don't buy the goods or sell them to you as a middleman or fine trader would. We don't contact suppliers or customers and we protect your competitiveness advantage.
With Myos, you don't have to present an economic analysis annual accounts, or business plans. First and foremost, we look at your products. Apply for your financing quickly and easily online, without long forms or a lot of paperwork.
We handle our projects online and digitally. Nevertheless, we care about personalized service and are always available to answer your questions. Just call us, write to us in the chat, or send us an e-mail. Or you can visit us at trade fairs or in our Berlin/London office, we look forward to meeting you!
For you as a trader, there is nothing worse than being out of stock and unable to deliver goods. No turnover is generated, and the product's visibility suffers if nothing is sold. Thanks to Myos, you can grow without worries and always have enough cash flow to be able to deliver.
You receive a confirmation of the approved loan amount and send us back the signed contract.
You receive the payment from Myos to your deposit account.
You redeem the first batch of your stock (e.g 10%) and repay a part of the loan back (also 10%).
You redeem the second batch of your stock (e.g 50%) and repay a part of the loan (also 50%) back.
You redeem the last batch of your goods and repay the rest of the loan back.
"In terms of cash flow, we count on the support of Myos: without pre-financing of goods, our targets for Q4 would not be feasible."
"Thanks to the help of Myos, we are able to close the delta in equity in the pre-financing of goods and thus place larger order volumes. In times of high freight rates, this is in fact our main strategy."
"We have been using Myos for over a year now and have already received over 450k EUR for product purchase finance and are really really happy with Myos as our financing partner."