Everything you need to know

Do you have further questions about our financing solutions or Myos in general?
We have summarised the most frequently asked questions for you here.

Myos: What is this and how does it work?

We are growth partners for merchants. With us you can order more goods, launch new products or invest in marketing - in short, increase your turnover and profit. All this without risk or personal guarantees, because we only take your goods as security. The repayment is flexible and possible within 9 months - if you notice after 1 week that you don't need the money anymore, you simply pay it back and the project is finished. Of course without extra costs.
We evaluate your products:
An artificial intelligence evaluates your product data (e.g. price history, competition, visibility, etc.) and determines the financing volume and interest rate based on this. The financing volume is independent of the purchase price and can therefore be lower or higher.

Is my company suitable?

The following points are important to us:

  • Your company is based in the UK, Germany or Austria
  • Your company has existed for at least 6 months
  • Your company has been selling goods for at least 3 months

Are my products suitable?

The following points are important to us:

  • Your products have been sold online for at least 2 months
    (e.g. on Amazon, eBay, online shop etc.)
  • Your products have a shelf life of at least 1 year
  • Your products will be sold for at least 5€.
  • Your products are ready for sale (i.e. goods to be sold immediately and not raw materials)
  • The following products are excluded: Weapons, ammunition, jewellery, branded watches, alcohol, perishable goods, electronics with a short product life cycle (mobile phones, laptops etc.)

More information

Why is no personal guarantee or private liability necessary?

Myos works completely without risk or personal guarantees because we only take your goods as security. We want to minimise the risk for you as a retailer so that you can take care of the growth of your business without any worries. Think of Myos as a virtual pawn shop where you exchange your products for money.

How long does it take to review my financing request?

Your financing request should be reviewed within 24 - 72 hours. If you are in a hurry, just let us know and we will switch on turbo gear.

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