Everything you need to know

We are the growth partner for sellers. With us you can order more goods, launch new products, or invest in marketing - in short, increase your sales and profits. While we use your products as security, it's important to note that the obligation to repay the financing amount remains, irrespective of the value or liquidation of the goods. The repayment is flexible within 12 months - if you notice after 1 week that you don't need the money anymore, you simply pay it back and the project is finished. Of course, without extra costs.
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We rate your products:
An artificial intelligence evaluates your product data (e.g. price history, competition, visibility, etc.) and determines the financing volume and interest rate based on this. However, it's crucial to remember that these determined amounts represent the financing volume and shouldn't be confused with the total repayment obligation. The financing volume is independent of the purchase price and can therefore be lower or higher.

The following points are important to us:

• Your company has a registered office in Germany, Austria, Cyprus, or the United Kingdom (UK) and is not a shell or shelf company.
  
• Your company has been in business for at least 6 months.
  
• Your company has been selling goods for at least 50 days.
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The following points are important to us:

• Your products have been sold in ecommerce for at least 50 days (e.g. on Amazon, eBay, online shop, etc.).
  
• Your products have a shelf life and life cycle of at least 1 year.
  
• Your products will be sold for at least 5€.
  
• Your products are ready for sale.
  
• The following products are excluded: Weapons, ammunition, branded watches, and COVID-19 products (masks, rapid tests, etc.).
  

More information

With Myos, you don't have to give any guarantees or face personal risk, as we only take your products as collateral. However, it's important to underline that while the goods serve as security, the obligation to repay the financed amount remains, regardless of the value or liquidation of the goods. This way, you can minimize your personal risk and take care of the growth of your business without any worries. Think of Myos as your own local supplier with direct access to new goods.