Benefits with Myos

E-Commerce today is very fast, change-prone, and often unpredictable. Working capital finance should therefore be based on the needs and timing of the trade, not the other way around.

We have developed Myos from the perspective of an online retailer and optimised it accordingly. Our core product drivers: Focus on products, no fixed costs, no personal risks, full flexibility.

Benefits with Myos

Easy interim financing for faster growth

No personal guarantees,
no risk

We operate completely without personal guarantees, so you can fully focus on the growth of your business.

Flexible repayment without
extra costs

You can pay back at any time within 9 months - even if you realise after a week that you don't need the money anymore, you simply pay it back and the Myos project is finished. Of course without any extra costs.

No contact with suppliers and customers

We don't buy the goods and don't sell them to you as a middleman or fine-trader would. We don't contact suppliers or customers and protect your competitive advantage.

Quick and easy processing

Are you annoyed by financiers and banks because you have to present an economical analysis, annual accounts and business plans? With Myos, none of this is necessary, because first and foremost we look at your products. Apply for your financing quickly and easily online, without long forms or a lot of paperwork.

Always available for you

We handle the Myos projects online and digitally. Nevertheless, we are always available to answer your questions. Just call us, write to us in the chat or send us an e-mail. You are also welcome to visit us at trade fairs or in our Berlin office and get to know us personally, we look forward to meeting you!

Sales growth & cost reduction

For you as a trader, there is nothing worse than being out of stock and not being able to deliver goods. If nothing is sold, no turnover is generated and the visibility of the product suffers. Thanks to Myos, you can grow without worries and always have enough cash flow to be able to deliver.

Time Table

Example of a financing process

March, 12th

You receive our confirmation.

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March, 21st

You receive your payout.

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May, 28th

You repay your first instalment.

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June, 20th

You repay your second instalment.

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July, 31st

You repay your third instalment.

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Fair Conditions

1% - 2% per month. No minimum term. No fixed fees.

With Myos, you don't have to pay a fixed or lump sum that would penalize you if you repaid the funding earlier. You only pay monthly interest on the outstanding capital. The amount of interest costs depends on your product scoring. If you repay earlier, you will pay less interest.

It pays to look closely! Many providers charge fixed fees over the entire term of the loan. In this case, you do not benefit if you can repay the loan faster, but pay the full amount. With Myos, on the other hand, you have full flexibility and only pay what you really need.

Key financing data

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Loan amount: 10.000 € - 1.000.000 €

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Guarantees: None (Your goods are our collateral)

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Repayment: Partial or full payment at any time

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Maximum duration: 9 months

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Sales history of financed goods: 2 months

Case Studies

Glückliche Myos-Kunden

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