How Funding Works
Get your business loan in three easy steps
Apply in 5 minutes
No documents or private data required. We conduct AI product check based on open data. Just fill in your product's ASINs or EANs and tell us how you scout and fulfill your orders, and get an offer in 24 hours!
Get the money for your growth
We pay out your growth capital either after production, dispatch, or arrival of your goods. You can start selling a partial amount of goods immediately.
Redeem your goods
After successful sales, you can settle part of the financing and we will release further inventory accordingly. You simply repeat this until the financing is completely settled and all products are released.
Time Table
Example of a financing process
March, 12th
You receive a confirmation of the approved loan amount and send us back the signed contract.
.svg)
March, 21st
You receive the payment from Myos to your deposit account.
May, 28th
You redeem the first batch of your stock (e.g 10%) and repay a part of the loan back (also 10%).
June, 20th
You redeem the second batch of your stock (e.g 50%) and repay a part of the loan (also 50%) back.
July, 31st
You redeem the last batch of your goods and repay the rest of the loan back.
Fair Conditions
Simply pay per use. No minimum term. No fixed fees.
With Myos, you don't have to pay a fixed or lump sum that would penalize you if you repaid the funding earlier. You only pay monthly interest on the outstanding capital. The amount of interest costs depends on your product scoring. If you repay earlier, you will pay less interest.
It pays to look closely! Many providers charge fixed fees over the entire term of a loan. In this case, you do not benefit if you can repay the funding amount faster, but pay the full amount. With Myos, on the other hand, you have full flexibility and only pay what you really need.
Your financing options at a glance
Purchase Finance
Want to finance your future orders? Let Myos take care
of the deposit and balance payments for you.
Stock Finance
Use your existing inventory
as collateral to fuel your store growth. Get growth capital
to invest in new product lines
or marketing.
.svg)
Cross Finance
Meet your immediate cash needs when waiting for a payment from a big customer - our alternative to factoring.
Learn more