Benefits with Myos

E-Commerce today is very fast, changeable and often unpredictable. Working capital financing should therefore be based on the needs and timing of the trade, not the other way around.

We have developed Myos from the perspective of an online retailer and optimised it accordingly: Focus on products, no fixed costs, no personal risks, full flexibility.

Benefits with Myos

Easy and carefree interim financing for faster growth

No personal guarantees,
no risk

While for other providers you have to guarantee your hearth and home, Myos only takes your goods as collateral. We operate completely without risk or personal guarantees, so you can fully focus on the growth of your business.

Flexible repayment without
extra costs

You can pay back at any time within 9 months - even if you realize after a week that you don't need the money anymore, you simply pay it back and the Myos project is finished. Of course without extra costs.

No contact with suppliers and customers

We don't buy the goods and don't sell them to you as a middleman or finetrader would. We don't contact suppliers or customers and protect your competitive advantage.

Quick and easy processing

Are you annoyed by financiers and banks because you have to present BWAs, annual accounts and business plans? With Myos, none of this is necessary, because we look first and foremost at your products. Apply for your financing quickly and easily online, without long forms or a lot of paperwork.

Always available for you

We handle the Myos projects online and digitally. Nevertheless, we are always available to answer your questions. Just call us, write us in the chat or send us an e-mail. You are also welcome to visit us at trade fairs or in our Berlin office and get to know us personally, we look forward to meeting you!

Sales growth & cost reduction

For you as a trader, there is nothing worse than being out of stock and not being able to deliver goods. If nothing is sold, no turnover is generated and the visibility of the product suffers. Thanks to Myos, you can grow without worries and always have enough cash flow to be able to deliver.

Time Table

Example of a financing process

March, 12th

You'll receive our confirmation.

March, 21st

You'll receive your payout.

May, 28th

Your pay back your first instalment.

June, 20th

You pay back your second instalment.

July, 31st

You pay back your third instalment.

Fair Conditions

1% - 2% per month. No minimum term. No fixed fees.

With Myos, you don't have to pay a fixed or lump sum that would penalise you if you repaid the funding earlier. You only pay monthly interest on the outstanding capital. The amount of interest costs depends on your product scoring. If you repay earlier, you will pay less interest.

It pays to look closely! Many providers charge fixed fees over the entire term of the loan. In this case, you do not benefit if you can repay the loan faster, but pay the full amount. With Myos, on the other hand, you have full flexibility and only pay what you really need.

Key financing data

Loan amount: 10.000 € - 1.000.000 €

Guarantees: None (Your goods are our collateral)

Repayment: Partial or full payment at any time

Maximum duration: 9 months

Sales history of financed goods: 2 months

Case Studies

Glückliche Myos-Kunden

Get your growth financing with Myos today.

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